The Walden Planning process was designed to help our clients accomplish their long-term financial goals while living their best lives NOW.
Walden Planning is a transformational process that empowers intentional financial behavior. Our process focuses on four key areas:
Financial Independence – Identifying the point in time at which you may sustain your desired lifestyle using only the financial resources you have accumulated
Bridging the Behavior Gap – Identifying the gap between the life you TRULY want to live and your current financial habits
Resource Protection – Ensuring your most valuable resources, including your time, are adequately protected
Life After Me – Making sure the practical steps are completed now to prepare for the unexpected
To create your plan, we’ll utilize industry leading financial planning
technology and provide you with your own personal website that will include:
An aggregated overview of all your financial accounts
Portfolio allocation insights
Cash flow and budgeting insights
Financial goal projections
Secure digital vault to store your most important documents
In addition to advising you on every aspect of your financial life, our process
aims to go deeper, helping our clients find true, meaningful financial freedom.
Fiduciary Investment Management
Through ESG integration – the practice of incorporating Environmental, Social and Governance factors into investment decisions – we can maintain the goal of finding the best risk-adjusted return while potentially aligning an investors personal value with their investments, favoring companies that have high ESG standards.
The Fiduciary Investment Management process is just that, a process. We rebalance our portfolios based on institutional research and analysis on a proactive quarterly schedule.
Our process focuses on six key areas:
Your Risk Tolerance
Your Personal Values (at your discretion)
Your Time Horizon
Your Liquidity Needs
Integration with Your Financial Plan
Once we’ve thoroughly examined each of these areas, we’ll work with you
to find the right portfolio allocation to meet your needs.
From there, we’ll update you
We believe investing is much more science than art, which is why we utilize an evidence-based portfolio management process, employing low-cost ETF’s diversified across various asset classes to accomplish our clients’ goals.
We also believe that there is opportunity to do good while doing well, which is why we have a focus on Sustainable, Responsible Impact Investing.
Sustainable, Responsible, Impact Investment Management
Sustainable, Responsible Impact (SRI) Investing is an investment discipline that seeks to maximize financial return while simultaneously advancing an idea, belief, or cause that is important to the individual investor, with the hope of changing the world for the better.
There are many ways to implement a SRI investment approach. Our method of choice is through ESG integration - the practice of incorporating Environmental, Social and Governance factors into investment decisions with the goal of finding the best risk-adjusted returns for our clients. Simultaneously, an ESG portfolios may align with an investors personal values, favoring companies that have high environmental, social and governance standards.
The SRFIIM service utilizes low-cost ETF's across six risk profiles:
Walden ESG - For clients interested in ESG integration for risk-adjusted evaluation and potential alignment of their portfolio with their personal values.