How Much Is Enough?
It’s one of the most important — and most overlooked — questions in financial planning:
How much is enough?
Not just enough to retire or cover emergencies, but enough to live the life you want — with freedom, flexibility, and purpose.
Too often, the answer gets outsourced to someone else’s benchmark. A media headline. A round number. A friend’s lifestyle. A spreadsheet’s projection.
But your definition of enough shouldn't come from the outside. It should come from within, which is often easier said than done (and why we created Walden Roots).
We live in a culture that praises accumulation. More is better. Bigger is safer. Growth is the goal.
But “more” is a moving target. The finish line keeps shifting. And the pursuit of it can leave people feeling anxious, not free.
I’ve met people with tens of millions of dollars that still feel uncertain and unfullfilled, and others with far less live with total peace of mind.
The difference? Clarity. Not just about the numbers — but about what they’re for.
Enough isn’t a number. It’s a feeling. It’s when your resources match your priorities. When you can spend time the way you want. When your financial decisions reflect your values — not your fears.
It’s different for everyone. For some, it means early retirement and travel. For others, it’s staying engaged in work they love and supporting their community.
The goal isn’t to hit a number — it’s to fund a life.
Instead of asking, “Do I have as much as others?” try asking:
What does a meaningful life look like to me?
What am I working toward — and why?
What do I want more of (and what can I let go of)?
These are planning questions. They’re financial questions. And they’re personal questions.
We don’t answer them with a formula. We explore them together.
When you define your own “enough,” you unlock clarity. You reduce noise. You start making decisions from a place of strength and alignment.
That’s the heart of values-based planning.
Not chasing someone else’s version of success — but funding your own version of contentment.
If you’re ready to define what “enough” means for you, let’s talk. We’re here to help you make confident, grounded decisions — so you can live more fully.