Financial Independence. This phrase is often used synonymously with retirement, but I believe it’s something completely different. For some, financial Independence is that magical day when you walk into your boss’ office and say, “it’s been a pleasure, but PEACE OUT!”… then head to the beach to live out the rest of our life in a state of constant relaxation and 4pm dinner specials. Or is it?

We all have a different way of approaching a new year. Some make resolutions, some set goals, some do nothing at all. I think I’ve subscribed to each approach at some point throughout my adult life. Like many, my focus at the beginning of the year has often been on fitness.